"Excellence is not a destination; it is a continuous journey that never ends."
— Brian Tracy
Thank you for visiting. We are a boutique CA firm offering integrated services in
Audit & Assurance, Direct & Indirect Taxation, GST, Corporate Law and Business Advisory —
powered by AI-driven analytics. Here is where you can begin:
Boutique CA Firm Built on AI & Analytics
Chakravarthy & Madhulena Chartered Accountants
"Think Accounting, Think Us." Integrated one-stop services in Audit, Assurance, Direct & Indirect Taxation, GST and Corporate Law — delivered with precision, integrity and uncompromising professionalism, powered by AI-driven analytics across India.
500k+
Clients Served
15+
Industries
100%
Compliance
24/7
Support
What We Offer
Our Services
A comprehensive suite of professional services tailored for businesses, professionals and individuals across India.
Start Your Business
End-to-end incorporation of Private Limited, LLP and Partnership entities, supported by GST, MSME, IEC, FSSAI, Trademark, DSC and Startup India registrations under one professional umbrella.
Explore Setup Services
Compliance Solutions
Integrated compliance across GST, Income Tax, ROC, TDS and statutory audit — complemented by representation services before assessing officers, CIT(A), ITAT and GSTAT for full litigation support.
View Compliance Services
Advisory & Consultancy
Strategic counsel on direct and indirect tax planning, project finance, CMA reports, succession planning and internal control design — engineered to enhance long-term enterprise value.
Discover Advisory
Smart Calculators
Professionally engineered online tools for Income Tax, TDS, EMI, Interest, Capital Gains and Advance Tax — calibrated for FY 2025-26 with branded PDF deliverables emailed instantly.
Use Calculators
Dashboard & BI
Bespoke financial, MIS and compliance dashboards on Tally, Zoho, Busy, QuickBooks and SAP — transforming everyday transactional data into clear, decision-ready insights for management.
See Dashboards
Let's build something exceptional.
Whether you need year-end compliance, a fresh registration or strategic tax advice — our team is ready to help you move forward with clarity and confidence.
Our Founders
Meet the partners behind CMCA
Chakravarthy & Madhulena — a Boutique CA Firm Built on AI & Analytics. Founded by two of the most experienced and accomplished Chartered Accountants in Thoothukudi, our firm is built on integrity, deep technical expertise and a commitment to long-term client relationships.
A. Chakravarthy, CA
Co-Founder · Direct Tax & Assurance
Direct TaxAssuranceStatutory AuditITAT Practice
Member of the Institute of Chartered Accountants of India with strong experience in Direct Tax, Assurance and Accounting. Known for integrity, leadership and a team-first philosophy that shapes the firm's culture and every engagement we accept.
Member of the Institute of Chartered Accountants of India with focused experience in export consultancy and project finance. Deep expertise across Indian regulations, serving SMEs, corporate groups, listed and banking companies with strategic clarity.
ICAI
Member
M.No.
267639
5+ Yrs
Experience
What We Stand For
Our Vision, Mission & Values
The principles that shape every engagement at CMCA.
Our Vision
To be the premier accounting and consultancy firm delivering excellence to clients and quality of life to associates.
Our Mission
Partner with organisations across charitable and voluntary sectors to help them achieve their desired outcomes.
Our Objective
Build long-term relationships and apply our expertise to help clients achieve real, measurable success.
Excellence
Exceeding client expectations through teamwork, professionalism and personalised specialisation across every engagement.
Start Your Business
End-to-end registration and licensing services to launch your business compliantly, efficiently and with complete documentation support.
Free Calculators
Six precision-built tools for Income Tax, TDS, Interest, EMI, Capital Gains and Advance Tax — aligned with the latest provisions for FY 2025-26.
Income Tax Calculator
Compare Old vs New regime liability for individual assessees with standard deduction and rebates.
FY 2025-26 · AY 2026-27
📊 Income Under Five Heads
1. Income from Salary
2. Income from House Property
3. Profits & Gains from Business / Profession
4. Capital Gains
5. Income from Other Sources
💼 Deductions (Old Regime Only)
All deductions below are admissible only under the Old Regime. New Regime allows only the standard deduction of ₹75,000.
Tax Comparison
Old Regime
₹0
0% effective
New Regime
₹0
0% effective
Gross Total Income₹0
Standard Deduction (New)₹75,000
Standard Deduction (Old)₹50,000
Total Deductions (Old)₹0
Rebate u/s 87A (New)Up to ₹60,000
You save by choosing—
Get Your Personalized Income Tax PDF
Receive a CMCA-branded computation showing both Old & New Regime — emailed instantly to you and copied to our records.
TDS Calculator — Old (IT Act 1961) vs New (IT Act 2025)
Side-by-side TDS computation under the Income-tax Act 1961 (until 31-Mar-2026) and the new Income-tax Act 2025 (effective 01-Apr-2026 · Tax Year 2026-27 · AY 2027-28) — with consolidated Sections 392/393/394, new 4-digit Codes and renumbered Forms (138 / 140 / 141 / 143).
IT Act 1961 vs IT Act 2025 · Tax Year 2026-27 · AY 2027-28
TDS Comparison — Old (1961) vs New (IT Act 2025)
OLD
IT Act, 1961
Up to 31-Mar-2026
Section—
Form—
Threshold—
Rate—
Taxable Base—
TDS Deductible₹0
Net to Payee₹0
NEW
IT Act, 2025
From 01-Apr-2026 · TY 2026-27
New Section—
Code—
Form—
Threshold—
Rate—
Taxable Base—
TDS Deductible₹0
Net to Payee₹0
Get Your TDS Comparison PDF
CMCA-branded TDS computation with side-by-side Old (IT Act 1961) vs New (IT Act 2025) analysis — including new 4-digit codes and form numbers (138/140/141/143). Delivered instantly to your email.
Interest Calculator
Interest on delayed payment of tax — Sections 234A, 234B, 234C (Income Tax) and Section 50 (GST).
Sec 234A/B/C IT Act · Sec 50 CGST Act
⚖ Special TDS Month-Counting Rule (Sec 201(1A)):
The month in which TDS was deductible AND the month in which it is actually paid are both counted as full months, even if the delay is just one day. Example: due 7-May, paid 8-May → interest computed for 2 months (Apr + May).
📋 Section 234E — TDS/TCS Late Filing Fee:
Fee @ Rs. 200 per day of default from the due date till actual filing date. The total fee cannot exceed the TDS/TCS amount of that quarter's return. The "Tax Liability / Outstanding" field above is not used for this provision.
Interest Computation
Provision—
Rate1% p.m.
Period—
Months Counted—
Due Date of Return—
Days of Default—
Fee Before Cap (Rs.200 × days)—
Cap (TDS/TCS in Return)—
Principal₹0
Interest Payable₹0
Total (Principal + Interest)₹0
Get Your Interest Computation PDF
Section 234A/B/C or GST Section 50 interest details — instantly emailed with CMCA branding for your records.
EMI Calculator
Equated Monthly Instalment with full amortization breakdown for any loan tenure and rate.
Loan Amortization · Reducing Balance
Year
Principal
Interest
Total Paid
Balance
Loan Summary
Loan Amount₹0
Total Interest₹0
Total Payment₹0
Tenure—
Monthly EMI₹0
Get Your EMI Schedule PDF
Complete loan summary with full year-wise amortization table — perfect for bank submissions and personal records.
Capital Gains Calculator
Short-term and Long-term capital gains with automatic grandfathering protection for individuals and HUFs — the calculator chooses the most beneficial method (with vs without indexation) under the Finance Act 2024.
Sec 45–55 IT Act · 3rd Proviso to Sec 112(1) · CII for FY 2025-26 = 376
Grandfathering benefit applies only to Individuals / HUFs on Property & Unlisted Shares acquired before 23-Jul-2024. The lower tax of the two methods is automatically applied.
Indexed Cost—
Capital Gain (Final)₹0
Exemption (if any)₹0
Tax Rate Applied—
Tax Liability (incl. 4% cess)₹0
Get Your Capital Gains PDF
Complete computation with indexation, holding period analysis and tax rate applied — emailed instantly with CMCA branding.
Advance Tax Calculator
Estimate quarterly advance tax instalments under all five heads of income — salary, house property, business/profession, capital gains and other sources.
Section 211 IT Act · FY 2026-27 · AY 2027-28
📊 Income Under Five Heads
1. Income from Salary
2. Income from House Property
3. Profits & Gains from Business / Profession
4. Capital Gains
5. Income from Other Sources
💼 Deductions (Old Regime Only)
All deductions below are admissible only under the Old Regime. New Regime allows only the standard deduction of ₹75,000.
💰 Tax Already Paid
Tax Liability Summary
Salary (after std. ded.)₹0
House Property₹0
Business / Profession₹0
Capital Gains₹0
Other Sources₹0
Gross Total Income₹0
Less: Deductions₹0
Total Taxable Income₹0
Income Tax₹0
Surcharge₹0
Health & Edu Cess (4%)₹0
Total Tax Liability₹0
Less: TDS + Already Paid₹0
Net Advance Tax Payable₹0
📅 Quarterly Advance Tax Schedule (Sec 211)
Cumulative percentage of total tax liability payable by each due date. Shortfall attracts interest u/s 234C @ 1% per month.
Q1
By 15 June 2026
15%
Cumulative
₹0
This quarter only:₹0Incl. previous balance:₹0
Q2
By 15 Sept 2026
45%
Cumulative
₹0
This quarter only:₹0Incl. previous balance:₹0
Q3
By 15 Dec 2026
75%
Cumulative
₹0
This quarter only:₹0Incl. previous balance:₹0
Q4
By 15 Mar 2027
100%
Cumulative
₹0
This quarter only:₹0Incl. previous balance:₹0
📌 Key Points:
Advance Tax applies if estimated tax liability exceeds ₹10,000 in a financial year (Sec 208).
Senior Citizens (60+) without business income are exempt from advance tax (Sec 207).
Presumptive taxpayers under Sec 44AD/44ADA can pay 100% of advance tax in a single instalment by 15 March.
Interest u/s 234C @ 1% per month on shortfall in any quarter; additional 234B @ 1% if total advance tax < 90% of assessed tax.
Tax slabs as per Finance Act 2025 (continued unchanged in Budget 2026).
Get Your Personalized PDF Schedule — Instantly
Receive a professionally formatted advance tax computation and quarterly schedule, branded by Chakravarthy & Madhulena Chartered Accountants — generated automatically and sent to your email immediately.
Compliance Solutions
Comprehensive statutory and regulatory compliance — keeping your business aligned with every applicable law, every reporting cycle.
End-to-End
Comprehensive Compliance Coverage
From periodic returns to annual filings, we handle every compliance requirement so you can focus on running your business.
Custom Executive Dashboards — CFO-Level Views for Promoters & Directors
Dashboard & Business Intelligence
Turning raw books and operational data into clear, decision-ready insights — custom dashboards built for promoters, directors and senior management.
Live Interactive Demo LIVE
CMCA Sample Dashboard
A working illustration of how our dashboards bring numbers to life. Switch between the CFO and Compliance views, filter by branch, change the period, or click any customer/vendor row for a quick drill-down. The sample data shown reflects CMCA's illustrative ₹10 Cr turnover across five offices — Thoothukudi (Head Office), Chennai, Tirunelveli, Ernakulam and Virudhunagar.
CFO Dashboard
Compliance Dashboard
Filter by Branch
All Branches
Thoothukudi HO
Tirunelveli
Chennai
Virudhunagar
Ernakulam KL
Q1
Q2
Q3
Q4
Full Year
Total Turnover (FY 2025-26)
₹ 10.00 Cr
▲ 18.4% vs last year
Net Profit
₹ 2.67 Cr
▲ 14.2% · Margin 26.7%
Cash & Bank
₹ 1.70 Cr
Across 9 bank accounts
Receivables
₹ 2.15 Cr
DSO 38 days
Payables
₹ 92.0 L
DPO 22 days
Cash Conversion Cycle (CCC) — Working Capital Efficiency
Branch Performance Snapshot — Click any branch for context
Branch
12-Month Trend
Revenue (₹ L)
Net Profit (₹ L)
Margin %
Receivables (₹ L)
Payables (₹ L)
Headcount
!
Due Dates Approaching — Next 30 Days
Loading current compliance calendar...
Compliance Efficiency
96 / 100
▲ 4 pts vs last month
Filings Completed (FY YTD)
312 / 320
97.5% on-time rate
Due This Week
11
GST · TDS · PF · ESI combined
Overdue Items
0
Clean slate — all caught up
Notices Resolved (YTD)
23 / 25
2 under representation
Periodic Compliance
Annual Compliance
Month-wise Compliance Status — FY 2025-26 (Hover any cell for details)
Compliance Head
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Filed on timeDue SoonOverdueUpcomingNot Applicable
Compliance Efficiency by Type (FY YTD)
On-Time Filing Rate — Monthly Trend
Compliance Burden — Filings by Type
Branch-wise Compliance Health
Branch
GST
TDS
TDS Payment
ESI
EPF
Overall Score
Annual Compliance Tracker — FY 2025-26
Annual Filing Timeline — Year at a Glance
Audit & Annual Preparedness Score
Branch-wise Annual Filing Status
Branch
Income Tax Return
Tax Audit (44AB)
GSTR-9 / 9C
ROC Annual
Status
Note: Figures shown above are illustrative and refresh dynamically as you switch tabs and branches. Real-world deployments are wired directly to your Tally / Zoho / SAP source, with role-based access for promoters, directors and senior management. Want a tailored dashboard for your business? Get in touch.
Contact Us
Reach out to discuss your requirements. We respond to every enquiry within one business day.
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Schedule a Consultation
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